Retirement is Coming. Ready Or Not … Ready is Better!

Are you confident that you have a plan that will provide you with a rising stream of income throughout what might be a 30 year retirement?


Be Confident: Get a Plan. Retire Right.

At The McIntosh-Ditto Wealth Advisory Group, we are committed to understanding your financial situation almost as well as you do. After getting to know you, we leverage our creative and professional resources to develop a financial plan that will help you pursue your financial goals and create a rising, lifestyle-sustaining stream of income during retirement.

Let’s Start a Conversation.

This is your invitation to come in, sit down, have a cup of coffee and get to know each other better. If you are comfortable and it feels right, we will work hard to be of benefit to you and your family.


Let’s Start the Conversation

Our Services

Fee-Based Advisory & Asset Management

The McIntosh-Ditto Wealth Advisory Group of Hilliard Lyons offers a full range of account services focused on your personal and professional life, including:


Retirement Planning

Life Planning

Insurance Planning

Trust & Estate Planning


Although Hilliard Lyons cannot offer tax or legal advice, we can work with your CPA and attorney to put together a tax-efficient plan for you.

Learn More

*Total of all combined household accounts must exceed $250,000.

Retirement Planner Calculator

Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan and view your retirement savings balance and your withdrawals for each year until the end of your retirement.

View the Calculator

Our Team

John M McIntosh

John McIntosh, CFP®

Senior Vice President
Financial Consultant
(859) 514-6417

Dale Ditto

Dale Ditto, CFP®

Senior Vice President
Financial Consultant
(859) 514-6415

Jack Ditto

Jack Ditto

Financial Consultant
(859) 514-0165

Jeff Terhune

Jeff Terhune

Financial Consultant
(859) 514-6444

Nancy E Wood

Nancy Wood

Financial Consultant
(859) 514-6441

Cathy DiMarco

Cathy DiMarco

Registered Client Service Associate II
(859) 514-0156

Kim Norris

Kim Norris

Client Service Associate I
(859) 514-6436

Best Places to Work In Kentucky

Hilliard Lyons has been named to the Kentucky Chamber of Commerce’s Best Places to Work in Kentucky list (in the “large company” category) for 11 consecutive years!